Below are a number of frequently asked questions in relation to liability insurance. Click on the relevant question for more information.
  Why do I need public liability insurance? |
It is essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Most customers insist on cover being in place before you can commence work, so it’s worth being prepared to avoid unnecessary delays.
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| How do I get a policy?
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Heritage Insurance compares public liability insurance quotes from a number of our partner insurance companies on your behalf, in order that you get low cost cover,
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| What is public liability?
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Public Liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.
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| What is the limit of indemnity for public / products liability?
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The limits are usually €1.3m, €2.6m or €6.5m, however this can go up to €13m and beyond if required. If you think you need more cover or your needs are very specific, call our specialists on 01 899 7108
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| What is employer’s liability insurance? |
Employer’s liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.
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| How do I know if I need employer’s liability insurance?
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Every business employing staff should take out employer’s liability insurance. This includes businesses that employ sub-contractors, temporary workers, and trainees.
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| What is the limit of indemnity for employer’s liability?
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The minimum level offered is €12.7m. However increased limits are available if required.
|
Below are a number of frequently asked questions in relation to liability insurance. Click on the relevant question for more information.
| Why do I need public liability insurance? |
It is essential to have sufficient public liability insurance cover to protect yourself and your business against claims of negligence resulting in injury to a member of public or damage to property. Most customers insist on cover being in place before you can commence work, so it’s worth being prepared to avoid unnecessary delays.
|
| How do I get a policy?
|
Heritage Insurance compares public liability insurance quotes from a number of our partner insurance companies on your behalf, in order that you get low cost cover,
|
| What is public liability?
|
Public Liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.
|
| What is the limit of indemnity for public / products liability?
|
The limits are usually €1.3m, €2.6m or €6.5m, however this can go up to €13m and beyond if required. If you think you need more cover or your needs are very specific, call our specialists on 01 899 7108
|
| What is employer’s liability insurance? |
Employer’s liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.
|
| How do I know if I need employer’s liability insurance?
|
Every business employing staff should take out employer’s liability insurance. This includes businesses that employ sub-contractors, temporary workers, and trainees.
|
| What is the limit of indemnity for employer’s liability?
|
The minimum level offered is €12.7m. However increased limits are available if required.
|
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